On this page you will find a sample additional damages report produced through Tazminat.com, in expert format. The report was prepared on a real banking dispute and drawn up in a format that can be submitted to the court.
Report details
| Field | Information |
|---|---|
| Report No. | MZ-2026-000487 |
| Report Type | Additional Damages Calculation |
| Case Type | Banking (Deposit Interest Claim) |
| Date of Preparation | 29.09.2026 |
| Expert | Banking and Finance Specialist |
| Reference | Expert format under TCO Art. 122 |
Summary of facts
The claimant customer opened a time deposit account of 500.000 TL at the defendant bank. On the maturity date the bank did not pay the deposit and accrued interest; it paid them 6 months late. The claimant seeks compensation for the additional damages arising from this delay.
| Criterion | Information |
|---|---|
| Principal claim (deposit) | 500.000 TL |
| Maturity date | 15.03.2025 |
| Actual payment date | 15.09.2025 |
| Duration of default | 6 months (183 days) |
| Deposit interest during the term | %48 per year |
| Statutory default interest | %9 per year |
Data used
The following official sources were used in the additional damages calculation:
- TCMB: Periodic deposit interest rates
- BDDK: Banking sector average deposit interest
- TUİK: TÜFE/ÜFE data
- Bank records: The claimant's account statements
- Notice letter: The start date of default
Data Source Verification
All interest rates and index data were obtained from the official records of the relevant period and verified. Copies of the data sources are provided in the annex to the report.
Analysis and methodology
Under TCO Art. 122, additional damages are damage exceeding default interest. In this case file:
- Statutory default interest was calculated on the principal claim (500.000 TL).
- Deposit interest was calculated on the same principal claim for the same period.
- The difference between the two amounts constitutes the additional damages.
The periodic average deposit interest announced by TCMB was taken as the deposit interest rate. This approach is consistent with Court of Cassation practice.
Calculation details
1. Statutory default interest
2. Deposit interest (alternative return)
3. Additional damages
Conclusion and opinion
As a result of the above analysis, the additional damages the claimant may claim from the defendant bank were calculated as 97.767,13 TL. This amount consists of the following components:
| Item | Amount |
|---|---|
| Principal claim (deposit) | 500.000,00 TL |
| Statutory default interest (183 days) | 22.561,64 TL |
| Additional damages (183 days) | 97.767,13 TL |
| TOTAL CLAIM | 620.328,77 TL |
In addition to the principal claim and statutory default interest, the claimant has become entitled to claim the additional damages, being the difference between deposit interest and default interest. The settled case law of the Court of Cassation accepts claims to this effect in cases where banks do not pay deposit interest.
Important Note
This report is for sample purposes. If you need an official additional damages report for your own case, you can request a personalized signed specialist report through the Tazminat.com portal.
Get a report for your additional damages
An additional damages report in expert format, signed and suitable for submission to the court.
Request a reportFrequently asked questions about the sample report
How is a sample additional damages report prepared?
An additional damages report contains the sections report identification details, summary of facts, data sources, calculation methodology, comparative analysis and conclusion. It is prepared in accordance with the expert format.
What information does an additional damages report contain?
The report contains the principal claim, date of default, duration of default, statutory default interest, alternative return (deposit interest, inflation, exchange rate difference) and a comparison of these.
Is the report admissible as evidence in court?
Yes. An additional damages report signed by an expert may be submitted to the court as evidence. However, the report is not binding; the judge assesses it freely.
How long does it take to prepare the report?
A standard additional damages report is prepared within 3-7 business days. In urgent cases, it can be prepared within 48 hours.
How much does the report cost?
The fee for an additional damages report varies according to the complexity of the case file and the scope of the calculation. For detailed information, see our pricing page.